Good Roof Age

The trend is to require an older roof 15 to 20 years plus to have an inspection to get a renewal.

Good roof age.

Not surprisingly cheaper roofing materials won t. The average lifespan of asphalt shingles ranges from 20 to 40 years depending on the manufacturer although many warranties only guarantee between 15 and 25 years. Does homeowners insurance cover roof leaks. Were the 25 year shingle will last 25 years.

Tile roofing is typically stronger than shingle and is considered to have a life expectancy of 30 years. Ribbed panels can be a good option for a steeper gable style roof. For instance a typical asphalt shingle roof lasts 20 to 25 years while a roof installed. While many types of roofs last longer than 15 years some can hold up well for 50 years or longer barring a serious storm or a large fallen tree.

Your insurance company can argue that roof damages were exacerbated by the roof s age. A ribbed metal panel roofing system featuring concealed fasteners will offer a longer lifespan ranging from 30 to 50 years depending on the environment. Knowing when a roof was installed and what it s made of offers insight into how much life it has left. Or they may offer a claim settlement that is lower than you hoped.

As indicated in the graph throughout a 75 year period a natural slate roof will need to be reroofed 1 5 times which means it lasts upwards of 50 years. Tile roofing is made of either concrete or clay and comes in different shapes and textures. Fiberglass shingles are more. This is probably a good policy because it promotes better maintenance and reduces needless loss says merlin.

This doesn t mean that your architectural roof will start collapsing after 20 years. Jeanne mclaughlin august 9. Imagine that your roof leaks after a heavy rainstorm. An insurer may cover a leaky roof.

If you live in an area where roof damage from windstorms and hail is prevalent or possible the decision you make about this coverage could mean the difference between paying out just your homeowners policy deductible or your deductible plus depreciation costs. I have a 25 year shingle on my roof and it has only lasted 16 years what is a good brand to use. If you have an asphalt shingle roof that is over 10 years old for example the likelihood of claim denial goes up. With proper installation you can expect a 25 to 40 years lifespan from a ribbed metal roof with exposed fasteners.